Chime – Mobile Banking

Chime – Mobile Banking

Von Chime Financial, Inc.

  • Kategorie: Finance
  • Veröffentlichungsdatum: 2014-03-16
  • Aktuelle Version: 5.215.0
  • Bewertung für Erwachsene: 4+
  • Dateigrösse: 168.49 MB
  • Entwickler: Chime Financial, Inc.
  • Kompatibilität: Benötigt iOS 14.0 oder später.
Bewertung: 4.81076
4.81076
Von 758,871 Bewertungen

Beschreibung

Chime is the banking app that has your back. Keep your money safe with security features, overdraft up to $200 fee-free*, and get paid early with direct deposit^, with no monthly fees. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. May be used everywhere Visa cards are accepted. TRUSTED BY MILLIONS Stay in control of your money with instant transaction and daily balance alerts. Plus, enable two-factor authentication and block your card in a single tap. OVERDRAFT UP TO $200* When your balance is running low, the last thing you need is an overdraft fee. Eligible members on Chime can overdraft up to $200* on debit card purchases and ATM withdrawals fee-free. NO MONTHLY FEES Chime has no monthly maintenance fees, minimum balance fees, or foreign transaction fees. Plus, access 60k+ fee-free‡ ATMs at locations like Walgreens, 7-Eleven, CVS, and more. GET PAID UP TO 2 DAYS EARLY Get your paycheck up to two days early^ with direct deposit, earlier than you would with some traditional banks. A NEW WAY TO BUILD CREDIT Use Credit Builder¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments. No interest‡, no annual fees, no credit check to apply. PAY ANYONE WITH NO TRANSFER FEES Send money to friends and family fast as a text – with no transfer fees. ––––– *Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions. Only SpotMe eligible members may send boosts. ‡Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. ^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. ¹Chime Checking Account and $200 qualifying direct deposit required to apply for the secured Chime Credit Builder Visa® Credit Card. See chime.com to learn more. ²Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. ³Based on Bankrate’s 2022 Checking Account and ATM Fee Survey: https://www.bankrate.com/banking/checking/checking-account-survey/ Chime received the highest 2021 Net Promoter Score among competitors in the industry according to Qualtrics®. Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States. No customer support available at HQ. Customer support details available on the website.

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Bewertungs Kommentare

  • It failed to linked my debit card number to receive immediately only my bank account

    2
    Von Sexyshanna221
    I love using chime and it’s my first time trying out this app, however I was going to give it 5 five stars but I give it two stars instead because I’m having trouble transferring my money instantly from this app to my bank account, when setting up the account I only can transfer money to my account number but it’s can take up to 1-3 days but I’m waiting 3 days for my money instead of 1 or 2 days and it cannot accept my debit card number it’s kept showing there was a problem and it shows if I add my debit card numbers I will receive my money immediately instead of waiting 3 days for my money to show up in my bank account, I would of give it a 5 stars if things were going according as planned, I don’t know what could have caused this problem.
  • Review

    5
    Von Lakeithasf
    I love chime
  • Great Bank

    5
    Von Shanara F
    They actually build your credit. Give you extra money when needed plus you get your paycheck 2-3 days before your pay day. I wish they had a actual branch that you can walk into. The app is just as good.
  • Love this

    5
    Von Gratefully speaking
    Love this card so easy true facts
  • Love it

    5
    Von The truth teller6
    Just wish chime would create more relationships with other banks and companies
  • Chime

    5
    Von Bjkingjboy623$
    I love chime. …it has great benefits
  • Happy w/ Chime

    5
    Von Mayes92
    I’ve been using chime for years & it has been wonderful. It help my credit out tremendously. It even has perks to it that most debit cards don’t offer. I’m so grateful.
  • I’ve saved hundreds in fees

    5
    Von France1001
    There’s a lot of criticism out there about chime, but chime has saved me hundreds in overdraft fees over the past few months compared to my old banks. There are some things like the ability to search for transactions which could be improved but overall I’ve been very happy with it and so have my friends and family that use it.
  • Best Banking App Ever!

    5
    Von Sunshinne727
    Chime has helped me get my credit back in order and I enjoy receiving my paycheck early. There’s no over draft fees or monthly banking fees. I recommend chime to everyone!
  • Review

    4
    Von Christylm35
    Great Customer Service. I love chime!! And I will continue to bank with them.

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